Content and associated insurance products are provided by Sure HIIS Insurance Services, LLC (“Sure”), a licensed seller of insurance. Instead, many major insurance companies, like Geico, State Farm, and Nationwide, offer jewelry-specific policies. Perhaps you left it at the hotel while you were rushing to catch your flight or it was stolen from your apartment. For example, an insurance policy on a $7,000 diamond engagement ring could cost as little as $70 per year! Jewelry insurance is affordable at Progressive. In a typical homeowners policy, for instance, jewelry is covered up to $1,000 per item and $5,000 per incident (theft, fire). We are equally happy insuring single items or groups of items, the choice is yours. In fact, homeowner’s insurance provides limited coverage for jewelry and similar items — just a few thousand dollars, typically — and that’s after you’ve covered your deductible. Most people buy Actual Cash Value policies. Fast Quotes, Great Rates, Discounts, and many Insurance Companies to choose from. Zillion customers benefit from free prepaid shipping protection on all jewelry repairs. Zero impact claims means that filing a single insurance claim will never result in an increased rate. Jewelers Mutual Insurance Group also offers jewelry business insurance for retailers, manufacturers, wholesalers and designers. It is a small privately-held corporation and is “A” rated in financial stability by A.M. Best. Jan 15; 2 min; 3 Ways Zillion Jewelry Insurance Can Make Your Life Easier. The value is generally determined by an appraisal of the value of the item, excluding any taxes. Our standalone jewelry insurance program gets you the coverage you need. Zillion is a proud member of Jewelers of America, The Jewelers Board of Trade, and Jewelers Security Alliance. Jewelry insurance is now offered under exclusive packages and at premiums that are worth it. Simply visit myzillion.com/claims to submit a claim and let Zillion handle the rest! Savings shown are based on Zillion’s rate comparable to other personal jewelry insurance policies nationwide. Our coverage is designed to provide extensive protection for your jewelry. It’s a common assumption that your jewelry is insured if you have a homeowners or renters insurance … You’ll benefit from our modern delivery, exceptional coverage and low costs, all while having full control and flexibility with your policy. We provide insurance for all types of jewellery including diamond engagement rings and quality Swiss watches. Jewelry is typically covered under renters and homeowners insurance policies. Jewelry insurance premiums vary depending on use, storage, type of home and security system. Better Rates. Registered Office: Highworth Insurance Ltd, 8th Floor Ibex House, 42-47 Minories, London, EC3N 1DY. About GemShield® Jewelry Insurance. Pay by credit card. Upload a photo of your jewelry and a receipt or appraisal. Jewelry Insurance is provided and written by a member insurer of the Jewelers Mutual Insurance Group, Neenah, Wisconsin and is secured through GEICO Insurance Agency, Inc. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions. Why? Gocompare.com Limited is registered in England and Wales (Company No. The easiest way to get the most coverage for your jewelry is to add a floater policy to your homeowners or renters insurance. JIBNA (Jewelry Insurance Brokerage of North America) provides personal jewelry insurance in all 50 U.S. States. Zillion makes it quick and easy to replace or repair your jewelry at $0 cost to you. Making a claim when your jewellery has been lost, damaged or stolen can be an emotional time, especially if the item was an heirloom, engagement ring or bespoke piece. JIBNA does not provide business insurance to jewelers but is focused solely on personal jewelry insurance coverage. Zillion’s specialty jewelry insurance coverage is worldwide, so you can feel free to travel and wear your jewelry with confidence. Having to file a jewelry insurance claim means that a treasured item in your life has become damaged or gone missing. The company has been in operation for more than 100 years. Jewelry insurance is a type of insurance that you can take out to protect your precious and expensive jewelry pieces against theft, damage and in the instances when you lose them. Choose GemSafe for fast and affordable coverage to meet your needs. Using a separate jewelry insurance provider for claims also means your renters or homeowners policy will remain unaffected. For example, if your limit is $5,000, but you have a $15,000 diamond ring, you’d be … Your ring goes missing. Get a jewelry insurance quote today. Priceless Protection for Your Jewelry. A standard homeowner’s insurance policy may not provide adequate coverage for your treasured possessions. Some other important factors to consider: Savings names, percentages, availability and eligibility may vary, and are not available in all states including, California, Georgia, Ohio, Oklahoma, Pennsylvania, South Carolina, Virginia and Washington. We help you overcome the limitations and exclusions found in homeowners insurance. Protecting your jewelry probably costs much less than you’d think. 1. *Some customers could see a savings of up to 15% for certain jewelry purchases. Do I need Jewelry Insurance? Jeweller’s Insurance: Protect your valuable enterprise. Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. The best way to protect jewelry is jewelry insurance. Jewellery stores are a popular target for criminals. Enjoy complimentary shipping and returns. Actual Cash Valueis defined by insurers as “actual cash value minus depreciation [wear and tear] and obsolescence [being out-of-date].” The premi… Jewelry insurance. Not only will it cover your jewellery but it’ll also protect other valuables like TVs, laptops, bicycles and mobile phones. A floater policy gives you more coverage and can even protect against accidents (like dropping your ring down the sink). You lost, damaged, or had your jewelry stolen. Highworth Insurance Limited is a registered company in England and Wales number 7980064. Zillion’s specialty jewelry insurance coverage is worldwide, so you can feel free to travel and wear your jewelry with confidence. But that coverage is not usually enough to cover the full replacement cost, and even a jewelry-specific rider added to your homeowners policy has its limits. The Stolen Jewelry Website of the Jewelers' Security Alliance provides a central clearinghouse for the jewelry industry, law enforcement, insurance personnel and the public to share information on jewelry that has been stolen or recovered in the United States. That’s why every policy we provide comes with a $0 deductible on all claims. We’ve got that covered, too! There are two types of jewelry replacement insurance, referred to as Actual Cash Value and Agreed Value insurance. Shopping for Jewelry Insurance: What to Know Before Purchasing a Policy Feb 6; 2 min; 8 Awesome Valentine's Day Gift Ideas. *A deductible can be applied to discount your premium. It is authorised and regulated by the Financial Conduct Authority number 578639. (billed annually)* At Zillion, we specialize in jewelry insurance, and better manage … Simply, complete our online quote form and get a jewellery insurance quote today. Insuring Your Jewelry With Your Home Insurance Policy. For most people, the annual cost of a policy is just 1-2% of the replacement value of the item their looking to insure. Learn even more about engagement ring insurance. Here's what you need to know to pick a policy. In general, it costs more to insure one extremely valuable piece than to insure several less expensive ones. GemSafe insurance policies are brought to you by SterlingRisk Insurance. Farmers Insurance has a similar approach. Toggle navigation. The answer may be Yes or No. Protect your jewelry with personal jewelry insurance from the only company dedicated solely to insuring jewelry since 1913. Sending a damaged item in for repair? Jewelry stores using BriteCo can do expert jewelry appraisals in-store, fast, and offer customers a seamless point of sale jewelry insurance experience. You may check this on the Financial Services Register by visiting the FCA website. Scheduled jewelry insurance normally costs around $1 to $2 per $100 worth of jewelry per year. 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